Bitdefender Identity Theft Protection review
Bitdefender is a popular name in the online security market, primarily known for its robust antivirus solution. However, it also offers an all-around digital identity protection service called Bitdefender Identity Theft Protection.
If you’re an individual (especially a beginner) looking for an easy-to-use, affordable platform, Bitdefender could be the one for you. It helps you actively monitor your online identity, check for known breaches, and manage your financial accounts.
In this article, we will drill down into the various features of Bitdefender Identity Theft Protection, compare it with other products on the market, and examine its user experience. Read on to find out whether Bitdefender Identity Theft Protection is for you.
Bitdefender Identity Theft Protection and Bitdefender Digital Identity Protection are two separate products. This review will examine Bitdefender Identity Theft Protection. For our review of Bitdefender Digital Identity Protection, please click here.
Bitdefender Identity Theft Protection: Plans and pricing
Bitdefender Identity Theft Protection offers two plans: Standard and Premium. The Standard plan costs $69.99 for a yearly subscription, which boils down to $5.83 per month, making it one of the cheapest identity theft protection solutions on the market. This is also cheaper than Norton LifeLock's entry-level plan, which costs $10.46 per month.
With this plan, you get basic features like breach monitoring, credit reports and score, lost wallet protection, and identity theft insurance up to $1 million, along with one-bureau credit reports and monitoring.
The Premium plan costs $99.99 ($8.33/month). In addition to everything in the Standard plan, you get sex offender registry monitoring, bank, credit card, and investment account monitoring, and an additional $50,000 in ransomware protection and social engineering scams. Along with this, the plan also offers three-bureau credit record monitoring.
Bitdefender Identity Theft Protection: Features
Bitdefender offers a bundled collection of features, ideal for anyone looking for all-around identity monitoring and protection. For starters, there’s a smart SSN tracker, which alerts you if an unfamiliar name or address is associated with your Social Security number.
Then there’s dark web monitoring, which scours thousands of websites, black market chat rooms, and other sources to alert you to any sale of your personal information. You can also access your credit reports and scores from all three credit bureaus: Equifax, Experian, and TransUnion.
There’s also a pretty handy credit score simulator, which helps you plan your finances and see how your future financial decisions may impact your credit score. You are also promptly notified if your personal details are used to apply for new credit, utility payments, or loans.
Much like other platforms, even if you’re unlucky and end up getting your identity compromised, Bitdefender offers restoration services from certified protection experts around the clock. These experts help you with paperwork and legal procedures while actively assisting you through the challenging process of identity restoration.
With Bitdefender, you also get up to $2 million in identity theft insurance and an additional $25,000 for ransomware resolution and reimbursement in case you end up losing money due to ransomware attacks during your Bitdefender subscription.
Similarly, there’s a $25,000 social engineering resolution and reimbursement provision, which comes in handy if you fall prey to social engineering scams like phishing and end up incurring financial losses.
The Bitdefender website also lists credit freeze as one of its features. However, I found this to be a bit misleading, since Bitdefender only offers expert assistance with credit freezes. To actually place a credit freeze, you will have to contact the various agencies yourself. In comparison, platforms like Norton LifeLock allow you to instantly freeze your credit from the dashboard itself with a simple toggle button.
Bitdefender also offers a separate Digital Identity Protection product that gives you a 360-degree view of all your personal data. Much like its identity theft protection platform, digital identity protection also scans the public web and dark web for your personal data and sends you instant alerts if it finds any.
Besides this, there are simple one-click actions that help you close gaps in your digital footprint. You also get a graphic digital identity protection score, which tells you how well you are protected against common cybersecurity and identity theft threats.
We would have liked to see these features in the primary identity theft protection suite as well. But sadly, these essential features are missing. If you need them, you’ll have to get both products, but that would increase your total monthly cost to $9.16. Sure, that’s still pretty affordable, but managing two different subscriptions can be inconvenient in practice.
Bitdefender Identity Theft Protection: Interface and in use
In addition to being affordable, it’s nice that Bitdefender is also easy to set up and use. Once you have logged into your account, you will see a sleek and intuitive dashboard with all features suites listed on the left-hand side panel. You need to click on Identity Theft Protection to access all its functions.
Inside that, you'll find options such as Identity Vault, Breach IQ, Alerts, Credits, and Help listed on the top panel. Simply click on any of these options to access your data.
For instance, if you click on Credits, you will be able to see your credit score in the center of your dashboard, along with detailed credit summaries including open accounts, credit utilized, and hard inquiries made.
However, the in-use experience is pretty smooth. There are hardly any lags or complicated hidden menus, making the platform very beginner-friendly.
Bitdefender Identity Theft Protection: The competition
Identity Theft Protection’s biggest advantage is its affordable pricing, with plans starting at just $69.99 per year. Even if you’re looking for three-bureau data credit monitoring, you effectively pay only $8.33/month with its annual plan, compared to IdentityForce's $34.90/month or Norton LifeLock's $29.17/month.
That said, I found Bitdefender a bit barebones when it comes to its feature set. Sure, it has everything you need to protect your identity, but it does lack certain advanced features offered by competitors. For instance, Norton LifeLock comes with an automatic data broker removal service, where the platform scans top data brokers and submits periodic opt-out requests so your data is not shared or sold on third-party websites.
Also, while Bitdefender’s identity insurance coverage of $2 million is certainly nothing to sniff at, Norton LifeLock gives you up to $3 million whereas Aura up to $5 million.
Bitdefender Identity Theft Protection: Final verdict
Bitdefender Identity Theft Protection is an ideal choice if you're an individual looking for basic identity protection services. The platform offers everything from social media monitoring, dark web monitoring, and identity breach alerts to credit monitoring and three-bureau credit reports. You also get identity theft protection of up to $1 million with the higher-end plan.
That said, if you're looking for identity theft protection for families, Bitdefender might not be the perfect pick, since it only offers individual plans. In that case, you'll have to look at other alternatives such as Aura or Norton LifeLock. Bitdefender also lacks certain advanced features, such as the ability to manage credit freezes from the dashboard and data broker removal services.
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